Best SBI credit cards to avail discounts, Cashbacks, and offers

Best SBI credit cards to avail discounts, Cashbacks, and offers

Credit cards are a necessity in today’s wealthy world. Because of the speedy approval procedure, it is now simpler than ever for salaried employees to apply for credit. Because SBI is the biggest lender across all banks, more people apply for SBI credit cards to take advantage of the incentives they provide.




When contrasted to other banks in India, SBI credit cards provide some of the top discounts, incentives, and privileges to their consumers. Choosing the ideal credit card, on the other hand, can be difficult; each credit card has advantages and disadvantages. We researched and evaluated the top SBI credit cards in this post to select the optimal SBI credit card for your requirements.

Here is a list of the Best SBI credit cards to avail discounts and offers

  1. SBI Simply Save credit cards

As salaried people, you make a lot of daily purchases, such as going to the movies, going out to eat, and shopping at clothing stores. The SBI SimplySaveCard offers 10 times more rewards with each transaction made with the card.

Features:

  • The annual and renewal fees for the card are Rs. 499 plus relevant taxes.
  • Reward Points can be used to pay off your card’s outstanding balance or redeemed for a variety of prizes.
  • Even if you repeatedly wave your card at the scanner, Visa payWave’s specific security key function guarantees that only one transaction occurs, making your systems more secure.
  • The card may be used in over 24 million establishments worldwide.
  • You can purchase SimplySAVE SBI Card add-on cards for your kids, spouse, relatives, or siblings who are over the age of 18.
  • The card can be used to withdraw funds from over 1 million Visa/MasterCard ATMs globally.
  • The card’s Easy Bill Pay feature makes it simple to pay your utility costs.
  • Simply transfer the outstanding amount of another bank’s credit card to the SimplySAVE SBI Credit Card to enjoy a cheaper interest rate and pay it in simple EMIs.
  • With Flexipay, you can turn your purchases into EMIs.
  • With the Easy Money option, you can obtain a cheque/draft versus your money limit and have it delivered to your door.

Benefits:

  • With this card, you will receive a guaranteed 2,000 Bonus Reward Points after spending Rs. 2,000 within the first 60 days of buying the card.
  • Earn 10 Reward Points for every Rs. 100 spent on movies, dining, department stores, and groceries.
  • Earn 1 Reward Point for every Rs. 100 spent on all other purchases.
  • 1 rupee is equal to 4 reward points in SBI simple save a credit card.
  • Get a 1% fuel fee waiver at any petrol outlet in India on transactions ranging from Rs. 500 to Rs. 3,000.
  • From the 2nd year of your membership, you will receive a refund of your yearly membership fee if you spent Rs. 1,00,000 or more on the card in the preceding year.
  1. Yatra SBI Credit Card

If you are a regular traveler, the Yatra SBI Card is ideal for you. This card provides a variety of incentives when purchasing domestic and international flights. This card can also be used for day-to-day transactions. Read about the SBI Credit card to learn more about its features and advantages.

Features:

  • The annual and renewal fees for the card are Rs. 499 plus relevant taxes.
  • If a flight is purchased through Yatra.com using this card, eligible primary cardholders receive a free Air Accident Coverage worth Rs. 50 Lakhs.
  • Get Rs. 100 back on cash withdrawals made with this card within 30 days of its issuance.
  • The card may be used in over 24 million establishments worldwide.
  • You may withdraw cash from over 1 million MasterCard ATMs worldwide whenever you need it.
  • You can purchase Yatra SBI Card add-on cards for your kids, spouse, parents, or siblings who are over the age of 18.
  • The card’s Easy Bill Pay feature makes it simple to pay your utility bills.
  • Easily move the outstanding balance of another bank’s credit card to Yatra SBI Credit Card to receive a cheaper interest rate and pay it in simple EMIs.
  • Purchase Rs. 2,500 or more and turn it into EMIs using the Flexipay service.
  • With the Easy Money option, you can obtain a cheque/draft versus your cash limit and have it sent to your door.

Discounts on SBI credit cards

Benefits:

  • As the name implies, once you pay the registration cost, you will receive Rs. 8,250 in Yatra.com vouchers.
  • Get Rs. 1,000 off domestic flight bookings. The purchase must have a minimum value of Rs. 5,000.
  • Get an Rs. 4,000 discount on Overseas Flights with a minimum booking of Rs. 40,000.
  • Get a flat 20% discount (up to Rs. 2,000) on domestic hotel bookings. The transaction should have a minimum value of Rs. 3,000
  • Earn 6 Reward Points for every Rs. 100 spent on Department Stores, Dining, Movies, Grocery, Leisure, and International purchases.
  • Earn 1 Reward Point for every Rs. 100 spent in all other areas.
  • Get a 1% fuel fee waiver (up to Rs. 100 per month) at any gas station in India.

 




  1. SBI Card ELITE

This card offers various advantages to frequent travelers, particularly foreign travelers. Get free lounge access as well as tempting offers and savings on travel, hotel reservations, movie tickets, and other services. Continue reading to learn about the card’s further features.

Features:

  • The annual and renewal fees for the card are Rs. 4,999 plus relevant taxes.
  • Even if you repeatedly wave your card at the scanner, Visa payWave’s specific security key system ensured that only one transaction occurs, making your systems more secure.
  • The card may be used in over 24 million establishments worldwide.
  • You will also receive a free fraud insurance cover of Rs. 1 lakh on your Credit Card.
  • Through the Emergency Card Replacement service, you can exchange your SBI Card ELITE from anywhere around the globe.
  • On international transactions, the card has the cheapest Foreign Currency Mark-up Charge of 1.99 percent.
  • You can use the card to purchase add-on cards for your kids, wife, parents, or relatives who are over the age of 18.
  • The card can be used to withdraw money from over 1 million Visa/MasterCard ATMs globally.
  • The chip and pin-equipped card provide greater protection against swiping and counterfeiting.
  • The card’s Easy Bill Pay feature makes it simple to pay your utility bills.
  • Purchase Rs. 2,500 or more and turn it into EMIs using the Flexipay service.
  • Easily move the outstanding amount of another bank’s credit card to SBI Card ELITE to enjoy a cheaper interest rate and settle it in simple EMIs.

Benefits:

  • Need an Rs. 5,000 Arrival e-Gift Voucher
  • Every year, you can get up to Rs. 6,000 in complimentary cinema tickets. To take advantage of the deal, you must purchase at least two tickets for each booking every month. The maximum discount is Rs. 250 per ticket for a maximum of two tickets, and the bank will levy a Convenience Fee.
  • Get up to 50,000 Bonus Loyalty Points (worth Rs. 12,500) per year.
  • Earn 10,000 Extra Loyalty Points on annual expenditures of Rs. 3 Lakhs and Rs. 4 Lakhs.
  • Get 5X Reward Points on purchases in Department Stores, Restaurants, and Grocery Stores.
  • Earn 2 Reward Points for every Rs. 100 spent on all other sectors except fuel.
  • Club Vistara Silver membership is provided at no cost.
  • Earn 9 Club Vistara Points on payment made credit card for every Rs. 100 spent on Vistara flights.
  • Trident Premium Red Tier membership is provided at no cost.
  • When you register with SBI Credit card Elite, you will receive 1,000 Welcome Points.

SBI cards features and benefits

  1. SBI Card Prime

Get the SBI Card Prime to get the most out of your vacation and hotel reservations, grocery buying, shopping online, and other purchases. The card’s profitable benefits and features are listed below.

Features:

  • The yearly and renewal fees for the card are Rs. 2,999 plus relevant taxes.
  • If a flight is purchased through Yatra.com using this card, eligible primary cardholders receive a free Air Accident Coverage worth Rs. 50 Lakhs.
  • You will also receive a free fraud liability cover of Rs. 1 lakh on your Credit Card.
  • Through the Emergency Card Replacement service, you can change your SBI Card Prime from anywhere around the globe.
  • The card may be used in over 24 million establishments worldwide.
  • Even if you repeatedly wave your card at the scanner, Visa payWave’s specific security key system ensured that only one transaction occurs, making your systems more secure.
  • You may withdraw cash from over 1 million MasterCard ATMs worldwide whenever you need it.
  • The card’s Easy Bill Pay feature makes it simple to pay your utility bills.
  • Easily move the outstanding amount of another bank’s credit card to SBI Card Prime to enjoy a cheaper interest rate and pay it in simple EMIs.




Benefits:

  • Get Rs. 3,000 in welcome e-gift cards from famous retailers such as Pantaloons, Shoppers Stop, Marks and Spencer, Yatra.com, Hush Puppies, and Bata.
  • Get 20 Reward Points for every Rs. 100 spent on Utility Bills.
  • Get 15 Reward Points for every Rs. 100 spent on Big Basket.
  • Get 10 Reward Points for every Rs. 100 spent on Dining, Groceries, Movies, and Department Stores.
  • On purchasing Rs. 50,000 in each calendar quarter, you will receive Rs. 1,000 e-Voucher from Pizza Hut.
  • Renewal Fees are waived on annual expenditures of Rs. 3 Lakhs.
  • On annual spends of Rs. 5 lakhs, you will receive an Rs. 7,000 e-gift coupons from Yatra.com or Pantaloons.
  • Get a free Trident Privilege Red Tier subscription.
  • When you register, you will receive 1,000 Welcome Points.




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