With the arrival of holidays, people plan to travel with their friends or family, but sometimes the budget can get a little messed up due to the plan of the trip. At such a time, travel credit cards can help you. If you are fond of traveling, then these travel credit cards are very useful for you. These cards give people a chance to earn rewards as well as save money in flight bookings. Apart from this, you can also save money on complimentary lounge access, hotel stay, membership, forex markup fees etc. Here is a list of top 5 credit cards that will enhance your travel experience in India and abroad this season.
1- ICICI Emeralde Private Metal Card
The ICICI Emerald Private Metal Card offers unlimited lounge access at international and domestic airports along with Priority Pass membership along with comprehensive travel insurance coverage. There is no cancellation charge on travel bookings made with this credit card. There is a 2 percent forex markup fee on international transactions through this credit card. The annual fee of this card is INR 12,499. However, the fee is reversed if you spend more than INR 10 lakh through this card in a year.
2- HDFC Infinia Credit Card
HDFC Infinia Credit Card offers unlimited airport lounge access worldwide with complimentary Priority Pass. Card holders get up to 15 percent discount at more than 3,000 restaurants and 20 percent discount at Marriott Hotels. Users get an insurance cover of Rs 3 crore on air travel and medical insurance of INR 50 lakh. It gives card holders an opportunity to earn 10X rewards on travel and shopping expenses on SmartBuy. There is a 2 percent forex markup fee on international transactions through this credit card. The annual fee of this card is Rs 10,000.
3- Axis Miles & More World Credit Card
The Axis Miles & More World Credit Card offers unlimited miles on your spending and the miles do not expire. Users can redeem miles in several ways, including booking flight tickets with airline partners, upgrading existing flight tickets, offers on hotel bookings and shopping at partner stores or online partners. It offers complimentary priority pass and 4 complimentary lounge access every quarter. Credit card holders can avail 40 percent discount at partner restaurants. There is a 3.5 percent forex markup fee on international transactions through this credit card. The annual fee of this card is INR 3,500.
Also Read: 5 Best Debit Cards for Travellers
4- Axis Bank Magnus Credit Card
The Axis Bank Magnus Credit Card offers concierge services as well as unlimited complimentary airport lounge access globally. It offers 15 percent discount at The Oberoi Hotels & Resorts and Trident Hotels in India. Apart from this, it offers 40 percent discount at around 4,000 restaurants across the country. There is a 2 percent forex markup fee on international transactions through this credit card. The annual fee of this card is INR 12,500. However, the annual fee is waived if you spend more than INR 25 lakh through this card in a year.
5- HSBC Premier Credit Card
HSBC Premier Credit Card provides unlimited free access to domestic and international lounges and concierge services. Users get Epicure membership at Taj Hotel and a Taj Experience gift card worth INR 12,000 on activation of the card. This card allows converting reward points into airlines in more than 20 domestic and international airlines. There is a 0.99 percent forex markup fee on international transactions through this credit card. The annual fee of this card is INR 20,000.